Income Protection

Income Protection Insurance

Income protection insurance provides a tax-free income in the event of you being unable to work due to ill health or an accident.

Any payout is usually based on a percentage of your earnings, you could expect to receive between 50 – 60% of your usual income; the premium you pay will depend on the level of benefit you chose upfront and the payments will cease when you return to work. Think of this as ‘long term sick pay.’

There is a wide range of income protection available and as whole of market advisers, First Protection Solutions works with insurers across the UK to find the best policy for you.

Should I get income protection insurance?

Can I cover 100% of my earnings?

At what age does income protection insurance stop?

Fill out the contact form, and we’ll get in touch

Securing the present. Protecting your future.

First Mortgage Solutions Limited was founded in 2008 with a clear vision that we still carry; to make the mortgage and protectin process as painless as possible, by providing clear guidance and information to our clients throughout – from when their mortgage or insurance policy is taken out, through to full term or renewal.

We are independent and are directly authorised by the Financial Conduct Authority (FCA) which assures our clients that we have no network or product restrictions, and we also have a in-house compliance team that ensures our advisers are always supported and able to give first-class advice.

Why work with First Mortgage Solutions?

Whole-of-market mortgage and insurance advice

Full support throughout application through to completion and beyond

Committed to long-term customer relationships

Highly qualified and experienced mortgage advisers in South Wales

Dedicated experts in personal insurance and business protection

Flexible approach to working via phone, email, video conference or face-to-face

     Excellent  
     Based on 57 reviews 
    
 
 
   
 
 
        
   jodie grififths 
 30. January, 2024.
 
 
  Joe has been fantastic from start to finish - Very understanding nothing has been to much trouble. Would recommend his services to everyone
  
 
       
   Izzy 
 23. January, 2024.
 
 
  Joe was absolutely fantastic and has been my first choice to contact since I got into the property ladder. No question or request has been too much to answer or handle, and during what can be a stressful process he actioned everything I needed within a couple of hours and made me feel perfectly at ease. I’ll continue to keep in contact with Joe and use him for future endeavours. Thank you!
  
 
       
   Tom Cox 
 12. January, 2024.
 
 
  Joe Al-Kaabi was fantastic helping me with a re-mortgage - he was always on hand every step of the way - very quick to reply and supportive throughout the process! He was always available and went through all options available to me. Top man! Thanks again!
  
 
       
   melissa cooper 
 5. January, 2024.
 
 
  Couldn’t be more grateful to have Lynsey to help and guide us with our first mortgage! She made everything so straightforward and explained everything to us in detail, also helping us finding the best mortgage rates available. Constantly on the ball and always a phone call away with any queries. Couldn’t recommend her enough! Thank you for all of your help Lyns :)
  
 
       
   Amie Lea 
 8. December, 2023.
 
 
  Lynsey was so helpful and efficient I would highly recommend her to anyone. She is always very professional and finds the best deal possible. Thank you for all your help!!
  
 
       
   David Cooper 
 29. November, 2023.
 
 
  Had a chat with Jason, and was extremely friendly and helpful.
Understood all information given too me and so easy to sort out.
Fantastic service.
  
 
       
   simon hale 
 29. November, 2023.
 
 
  Had excellent help from start to finish with our mortgage from Joe Al-Kaabi. He is very professional and courteous and is a credit to your firm. Thanks for all your help in making us feel at ease.
  
 
       
   Richard Evans 
 18. November, 2023.
 
 
  Amazing service throughout our mortgage application, the help advice and guidance from Lynsey was brilliant to get us our new family home would recommend to everyone
  
 
       
   Caitlin O'Reilly 
 18. November, 2023.
 
 
  We can’t thank Lynsey enough for all her help with our new mortgage. Nothing was too much trouble for Lynsey and she answered our many, many questions in great detail, ensuring that we understood the process. Lynsey worked quickly and professionally and we are now in our new home for Christmas. Thank you for all your help, we will be recommending you to friends and family, Caitlin and Gareth.
  
 
       
   donna hill 
 17. November, 2023.
 
 
  I can't recommend Jason Disbray enough, he completed my mortgage in no time and communicated with me throughout the whole process, which really put my mind to ease. I will definitely use Jason's services again inthe future if I ever need to, thanks jason!!