5 Effects of Falling Interest Rates on Tracker Mortgages in the UK

5 Effects of Falling Interest Rates on Tracker Mortgages in the UK
5 Effects of Falling Interest Rates on Tracker Mortgages in the UK Overlay

5 Effects of Falling Interest Rates on Tracker Mortgages in the UK

Date: Wednesday March 27, 2024 | By: Marketing
In a financial landscape where interest rates are as unpredictable as the British weather, understanding the implications of these fluctuations on your tracker mortgage is crucial. The Bank of England’s decisions can directly influence how much you pay back each month, making it essential to stay informed. This blog, brought to you by First Mortgage […]
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To Fix or Not to Fix? Lenders are cutting interest rates. Should you look for a fixed-rate mortgage?
To Fix or Not to Fix? Lenders are cutting interest rates. Should you look for a fixed-rate mortgage? Overlay

To Fix or Not to Fix? Lenders are cutting interest rates. Should you look for a fixed-rate mortgage?

Date: Wednesday September 27, 2023 | By: Marketing
If you’re a mortgage holder or are looking to take our your first mortgage product, you’ve likely been keeping an eye on the interest rate landscape; during the last year, the Bank Of England has steadily increased the base rate – but at the latest review, the base rate was held. As a result, lenders […]
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What happens to mortgage rates when inflation falls?
What happens to mortgage rates when inflation falls? Overlay

What happens to mortgage rates when inflation falls?

Date: Thursday August 17, 2023 | By: Marketing
It was announced this week that the rate of price rises has fallen quite sharply, and so the overall inflation figure has fallen from 7.9% to 6.8. How does this affect borrowers? When inflation falls it can have several implications for mortgages, borrowers and the wider housing market. Lower Interest Rates: Central banks often respond […]
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The Pros and Cons of Retirement Interest-Only Mortgages
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The Pros and Cons of Retirement Interest-Only Mortgages

Date: Wednesday July 26, 2023 | By: Marketing
Retirement Interest-Only mortgages (a form of equity release) have something of a bad reputation. This is because there have been occasions when they’ve been sold without enough clarity or up-to-date knowledge as to how they work. If you are looking for an equity release product, it’s important to take advice from a specialist mortgage adviser […]
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Understanding UK Interest Rates: An Overview of the UK’s Monetary Policy
Understanding UK Interest Rates: An Overview of the UK’s Monetary Policy Overlay

Understanding UK Interest Rates: An Overview of the UK’s Monetary Policy

Date: Wednesday June 28, 2023 | By: Marketing
Interest rates play a crucial role in shaping the economy of a country and here in the United Kingdom, it’s the Bank of England which is responsible for setting and adjusting interest rates; this is as part of its monetary policy. In the business of mortgages, there is nothing more important than to understand interest […]
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What affects my credit score negatively?
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What affects my credit score negatively?

Date: Monday July 11, 2022 | By: Marketing
There is no denying that between the cost of living and soaring house prices that buying a new or first home is challenging.  And if you have a poor credit score, the prospect can seem bleaker still. Well, raise that head, turn the corners of your mouth up into a smile and read on because […]
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Mortgage Brokers: Friend not Foe
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Mortgage Brokers: Friend not Foe

Date: Tuesday April 5, 2022 | By: Marketing
If you’re a First Time Buyer or Home Mover, you will undoubtedly wonder what a mortgage broker does that you can’t do yourself.  After all, you know you best, and you know what you’re looking for – so why pay for a service that you could be able to do yourself? Invaluable mortgage market advice […]
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Moving to a new home without selling your existing one. Everything is possible!
Moving to a new home without selling your existing one. Everything is possible! Overlay

Moving to a new home without selling your existing one. Everything is possible!

Date: Thursday February 24, 2022 | By: Marketing
Most of you will have heard of buy-to-let mortgages,  but fewer people have heard of its mirror image product, let-to-buy. What is a let-to-buy mortgage? This mortgage option is usually sought by homeowners who want or need to move (job relocation, access to better schools, to support family etc) but don’t want to sell their […]
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Should you fix your mortgage rate?
Should you fix your mortgage rate? Overlay

Should you fix your mortgage rate?

Date: Monday January 24, 2022 | By: Marketing
Possibly the $64,000 question – there is, unfortunately, no straight answer. The Bank of England recently increased interest rates for the first time in over a decade, and there are more on the horizon.  Whilst a fraction of a percentage is a seemingly small increase, the impact on your mortgage monthly payments can be significant […]
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Why use a mortgage broker?
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Why use a mortgage broker?

Date: Tuesday November 16, 2021 | By: Marketing
Buying your first home, moving home or re-mortgaging will involve a number of costs. You will understandably want to save money wherever possible and many will think that mortgage broker fees are an unnecessary cost that can be removed.  After all,  what can a mortgage broker do that you can’t? Naturally, we praise the virtues […]
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